Healthcare in the US 101

#4 The History and Evolution of Private Health Insurance in the US

The health insurance landscape in the US involves both public and private components.  Typically the majority of individuals over the age of 65 use a type of public insurance called Medicare, while those under 65 use a variety of types, including private options. Private insurance has deep roots in US history, going back to the […]

#3 The Role of State Governments in Healthcare and COVID-19

The concept of federalism, or the sharing of political power between federal and state governments, is important for the American governmental system. Healthcare is no exception to this, and federalism can be seen in how regulation is divided by federal programs, regulatory bodies and state governments.     The US federal government regulates overall health insurance policies, […]

#2 How Health Insurance Works in the US and Its Impacts on the US Population

Insurance is typically needed for markets that have a high amount of financial risk and high degree of unpredictability. Most types of insurance, such as for your car or for your house, do not cover routine operations, such as an oil change or everyday maintenance. Health insurance is similar in the amount of risk and […]

#1 Introduction to the US Healthcare System

Compared to other similarly developed countries, the US has the greatest amount of healthcare expenditures and the worst healthcare outcomes. This is in part due to its convoluted insurance/payment systems and the degree of variation present in the country—not only is it geographically expansive, but it is also diverse in virtually every other aspect. More […]